In February 2021, I bought an Iphone 12 Mini for my wife as an anniversary gift. While Apple is known for not giving any discounts for their products, I have managed to get RM130 of cashback from my purchase. This post will share exactly how you can do the same when purchasing an Iphone 12
The Employee Provident Fund (“EPF”) is a compulsory savings and retirement fund for all employees in Malaysia. Although having a retirement fund is important, we may require to withdraw some of these funds pre-retirement for personal use. Hence, this post will cover the 18 types of EPF withdrawal you should know so that you can withdraw your EPF when needed.
It is definitely an exciting experience when you are planning to buy your first house. However, before you sign on the dotted lines, it is best to know how much money you will need to buy your dream house. With the current loan interest rates being at an all-time low in Malaysia, this may be a good time to consider to buy your first house.
In this post, I will share with you how much money you will need to buy a house in Malaysia and also share my personal experience of buying my first house.
The Malaysian government had announced for all loans to be given 6 months moratorium to ease the financial burden of the people. This is mainly due to the current Covid-19 pandemic crisis that has spread worldwide. For some of us, the moratorium is a life jacket to stay afloat and make ends meet. However, there may also be some of us who may find that they have extra money now from this moratorium period.
The question is, what can I do with the money from this moratorium period and how can I make the most of it? Recently, I got the opportunity to record a podcast episode with my good friend, Vishnu, to address this question.
You may listen to the podcast from the article. Aside from that, this article will be a summary from what is shared in the podcast plus additional information and context on what we can do to get the most of our moratorium money.
You may have learnt of several new investment products from a weekend workshop and you cannot wait to start investing. This is like learning a whole new language; you are unsure of how to get started in this whole “investing thing”. You are excited yet you feel a tinge of hesitance to begin. If anything at all, you definitely do not want to make any mistakes because this involves your hard earned money!
So in today’s article, I will share on 4 things to do before you invest. It’s going to be an exciting journey ahead; so treat this article as the preparation process on the night before the journey, all the packing and map-checking in anticipation for what lies ahead.
One of the recent books I have read is “The Essays of Warren Buffett: Lessons for Investors and Managers” by Lawrence A. Cunningham. The book contains a compilation of Warren Buffett’s investment philosophies, which are gold nuggets for investors and managers alike. In this post, I will share my favorite quotes from the book and valuable lessons I have learnt.
Real Estate Investment Trusts (“REITs”) has been gaining popularity as an investment option among Malaysian investors. To date, there are a total of 18 REITs that are publicly listed on BURSA Malaysia. With so many REITs to choose from, here are 5 things to consider before investing in REITs in Malaysia.
So sit back and keep your coffee mug close as this post will begin ‘reit’ away!
One of my recent discoveries in the world of investment is the existence of REITs. They provide a steady stream of dividend income and are relatively stable as compared to the common stock/shares. Have not heard of REITs before? In this post, I will gladly cover the following:-
So, grab a comfortable seat cause this is going to be a good ‘reit’ (geddit? geddit?)
I’ve decided to write this post which will cover the following: What is a Fixed Deposit, Features of a Fixed Deposit & 3 reasons why Fixed Deposit is better than the savings account. This may be basic knowledge for some, but for others who have vague ideas of what the Fixed Deposit is and may be a bit too shy to ask others, this post is for you. #JomBelajarBersama!
With the Chinese New Year just a day away, I’m sure all the uncle and aunties are ‘kancheong’ in their preparations for the new year.
“Are all the cookies ready?”
“Aiyo! Where’s your new clothes?”
“Is the house clean?”
While a lot of preparations are happening this CNY, here’s a special post on 3 lessons we can learn during this CNY. This post will be a light one; best taken when having a break from all the cleaning while test-eating your CNY cookies.